Features and plans

Every plan, every feature, and what's built today

One price per company file, with unlimited users. On every plan: AI agents that work only inside the dollar limits you set, a free migration on annual plans, and a full export any time. Each row says whether it works today or which phase it's planned for.

Pre-launch, proposed pricing. Nothing is for sale yet; we're testing these prices with accounting firms. "Built" means it works in the current pre-launch software with automated tests (54 rows). "Coming" means it isn't built yet (32 rows), with the roadmap phase: Phase 1 is the private beta, Phase 2 general release, Phase 3 later.

Plans

Proposed

Solo

$19 / month

or $190 a year (2 months free), per company

One business, a few bank accounts

Join the waitlist
Main plan

Business

$49 / month

or $490 a year (2 months free), per company

The main plan: classes, configurable approval limits, 15 bank feeds

Join the waitlist
Proposed

Advanced

$99 / month

or $990 a year (2 months free), per company

Audit export, higher API limits, priority support

Join the waitlist
Proposed

Owned

$399 / year

per company file, self-hosted

Everything in Advanced, self-hosted on your hardware

Join the waitlist

Annual plans get two months free. Accounting firms that bill clients through Evenbead pay 35% below list, for as long as they're a firm partner. A firm box (books and private AI on a machine in your office) is about $500 a month plus setup.

On every plan

What you don't have to upgrade for

Unlimited users, no seat fees

Add your whole team and your accountant. Agents aren't seats either.

API and MCP on every plan

Every action in the app is an API call and an MCP tool. Reading your own data is never metered. Built

Governance and approvals

Dry-run, duplicate-proof writes, the approval queue, scoped keys and the audit trail are never plan-gated. Built

Free migration with tie-out

From QuickBooks Desktop or Online on annual plans: the trial balance matches to the cent, or the migration is marked failed. Coming · Pilots

3-year price lock

The first 1,000 paying companies get no price increase for three years from their start date.

Firm console, 35% wholesale

Free multi-client console for accountants, no firm seat fees, and 35% off list on firm-billed files. Console built

Compare plans

Features by plan

A tick means the plan includes it. A dashed circle means the plan will include it when it ships. Limits and add-ons are spelled out.

FeatureSolo$19/moor $190/yrBusiness$49/moor $490/yrAdvanced$99/moor $990/yrOwned$399/yrper company file

Plan terms

People who can sign inOwners, staff and your accountantPlan termUnlimitedUnlimitedUnlimitedUnlimited
Per-seat feesAgents are not seats eitherPlan termNoneNoneNoneNone
Price lock for 3 yearsFor the first 1,000 paying companies, from their start datePlan termIncludedIncludedIncludedIncluded
30-day trial, no cardPlan termIncludedIncludedIncludedIncluded
Free migration with a tie-out reportFrom QuickBooks Desktop or Online, on annual plans and firm-billed filesPilotPilot: the migration tools are built and tested on synthetic company files only; first real company files run with pilot firmsAnnual plansAnnual plansAnnual plansIncluded
Reading and exporting your own dataPlan termNever meteredNever meteredNever meteredNever metered

Agents and governance, on every plan

REST API and MCP serverEvery screen action is also an API call and an MCP toolBuiltIncludedIncludedIncludedIncluded
Your own agents over the APIFree; requests per minuteBuilt60 / min300 / min1,200 / minYou set it
Dry-run preview of any writeShows the exact balanced entry before anything postsBuiltIncludedIncludedIncludedIncluded
Duplicate-proof writesIdempotency keys on every writeBuiltIncludedIncludedIncludedIncluded
Approval queue for agent writesOver-limit, equity and low-confidence entries wait for a personBuiltIncludedIncludedIncludedIncluded
Approval thresholds per agentBuiltDefault policyConfigurableConfigurableConfigurable
Multi-step approval chainsComing · Phase 2Not includedNot includedPlannedPlanned
Scoped agent keysPer agent, expiring, rotatable, revocable at onceBuiltIncludedIncludedIncludedIncluded
Kill switchesStop one agent, one client or a whole firmBuiltIncludedIncludedIncludedIncluded
Tamper-evident audit logHash-chained; records the agent, the model and who approvedBuiltIncludedIncludedIncludedIncluded
Audit export, verifiable offlineBuiltNot includedNot includedIncludedIncluded
Period locksSoft lock stops agents; hard lock stops everything; only a CPA reopensBuiltIncludedIncludedIncludedIncluded

Accounting and banking

Double-entry ledger, chart of accounts, journal entriesBalancing enforced by the database; posted entries can only be reversedBuiltIncludedIncludedIncludedIncluded
Starter charts of accountsBuiltIncludedIncludedIncludedIncluded
Account registers with running balanceBuiltIncludedIncludedIncludedIncluded
Search across the booksTransactions, contacts, items and accounts; also an MCP toolBuiltIncludedIncludedIncludedIncluded
Bank file import (OFX, QFX, CSV)BuiltUnlimitedUnlimitedUnlimitedUnlimited
Bank rulesRun as an agent, so every rule posting is audited and reversibleBuiltIncludedIncludedIncludedIncluded
Reconciliation with undoBuiltIncludedIncludedIncludedIncluded
Month-end close checklistBuiltIncludedIncludedIncludedIncluded
ClassesBuiltNot includedUnlimitedUnlimitedUnlimited
LocationsComing · Phase 1Not includedUnlimitedUnlimitedUnlimited
Connected bank feedsThrough Plaid; statement files still work for every bankPilotPilot: built and running on Plaid's sandbox (test banks); live banks once Plaid approves our production keysUp to 3Up to 15UnlimitedYour own keys
Evenbead AI transactions per monthBank lines or documents handled by our AI; rules don't count; $0.01 each over, capped by youComing · Phase 13001,5005,000No quota
Categorization suggestionsFrom your rules, vendor history and Plaid's categories, each with its reason; suggest-first: a person or a rule postsBuiltIncludedIncludedIncludedIncluded
AI auto-post at a measured confidenceCalibrated model confidence; switched on only where measured precision is at least 99% (the accuracy gate)Coming · Phase 1Behind its accuracy gate: not on until the evaluation shows 99% precisionNot includedPlannedPlannedPlanned
AI-assisted reconciliation matchingComing · Phase 1Not includedPlannedPlannedPlanned
Receipt capture (OCR)Runs on our GPUs or your box, not a third-party AI serviceComing · Phase 1PlannedPlannedPlannedPlanned
Recurring journal entriesAccruals reversed the next day; straight-line depreciation and prepaid amortizationBuiltIncludedIncludedIncludedIncluded
Custom fieldsComing · Phase 1UnlimitedUnlimitedUnlimitedUnlimited
Batch writes through the APIComing · Phase 1PlannedPlannedPlannedPlanned
Full export: SQL dump, JSONL, ParquetEncrypted ZIP with the audit chain and your receipts, any time, read-only accounts tooBuiltIncludedIncludedIncludedIncluded
Multi-currencyComing · Phase 3PlannedPlannedPlannedPlanned
Multiple entities and consolidationComing · Phase 3Not includedNot includedPlannedPlanned

Sales and receivables

Invoices, credit memos, sales receiptsUncapped on every planBuiltIncludedIncludedIncludedIncluded
Customer deposits, overpayments and refundsBuiltIncludedIncludedIncludedIncluded
Estimates, converted to invoicesBuiltIncludedIncludedIncludedIncluded
Products and services listBuiltIncludedIncludedIncludedIncluded
Recurring invoicesBuiltIncludedIncludedIncludedIncluded
PDF documentsBuiltIncludedIncludedIncludedIncluded
Sales tax: combined rates, liability by agencyBuiltIncludedIncludedIncludedIncluded
Emailing invoices and payment remindersBuiltThrough the API and MCP today; Send buttons in the app are nextIncludedIncludedIncludedIncluded
Published state rate tables, address lookupComing · Phase 2PlannedPlannedPlannedPlanned
Customer payment portal, pay-by-linkPilotPilot: built; runs in Stripe test mode until the company entity is formed, so no real payments yetAdd-onPaymentsAdd-onPaymentsAdd-onPaymentsAdd-onPayments
Economic nexus trackingComing · Phase 3Not includedPlannedPlannedPlanned

Expenses and payables

Bills, vendor credits, prepayments and refundsBuiltIncludedIncludedIncludedIncluded
Expenses, checks and transfersGoverned like bills: thresholds and approvals apply to agentsBuiltIncludedIncludedIncludedIncluded
Recurring billsBuiltIncludedIncludedIncludedIncluded
Bill approvalsThe same approval queue people and agents already useBuiltIncludedIncludedIncludedIncluded
1099 contractor tracking and summaryOnly the last four digits of a tax ID are storedBuiltIncludedIncludedIncludedIncluded
Mileage trackingComing · Phase 2PlannedPlannedPlannedPlanned
Purchase ordersComing · Phase 2Not includedPlannedPlannedPlanned

Projects, inventory and time

Projects and job costingA project on any line, beside the class; project P&LBuiltBuilt; open on every plan during the betaNot includedIncludedIncludedIncluded
BudgetsMonthly, from last year's actuals or by hand; budget vs actualBuiltBuilt; open on every plan during the betaNot includedIncludedIncludedIncluded
Inventory at average costComing · Phase 2Not includedPlannedPlannedPlanned
Time entries to invoicesComing · Phase 2PlannedPlannedPlannedPlanned
Revenue recognitionComing · Phase 3Not includedPlannedPlannedPlanned
Fixed assets and depreciationComing · Phase 3Not includedPlannedPlannedPlanned
Time-tracking app, no per-user feeComing · Phase 3Not includedPlannedPlannedPlanned
Inventory beyond average cost (FIFO, lots, assemblies)Coming · Phase 3Not includedNot includedPlannedPlanned

Reports

Profit and loss, balance sheet, general ledger, trial balance, agingAccrual and cash basis; every report is also an API callBuiltIncludedIncludedIncludedIncluded
Sales by customer and item, expenses by vendor, AR/AP detailBuiltIncludedIncludedIncludedIncluded
Dashboard: profit, cash trend, money owedBuiltIncludedIncludedIncludedIncluded
Trial-balance export for tax softwareMapped to Form 1120-S, 1065, 1120 or Schedule C lines, with a year-end adjustments column; ties to the books to the centBuiltIncludedIncludedIncludedIncluded
Tax-software mappings (Lacerte, UltraTax CS, Drake)UltraTax CS: an import workbook with its published tax codes. Lacerte: a Trial Balance Utility file, lines assigned in Lacerte. Drake: an entry worksheet (Drake publishes no import format)PilotBuilt from each vendor's public documentation; a test import in each product is still to comeIncludedIncludedIncludedIncluded
Comparative statements and cash flowPrior period and prior year columns; indirect cash flow that ties to the change in cash; PDF tooBuiltIncludedIncludedIncludedIncluded
Month-end close packetChecklist, trial balance, P&L, balance sheet, cash flow, aging and reconciliations in one PDFBuiltIncludedIncludedIncludedIncluded
Custom report builderComing · Phase 2Not includedPlannedPlannedPlanned
Custom dashboardsComing · Phase 2Not includedPlannedPlannedPlanned
Anomaly and books-quality checksComing · Phase 2Not includedPlannedPlannedPlanned
Workflow automationAutomations run as agents, with keys, limits and an audit trailComing · Phase 2Not includedPlannedPlannedPlanned
Live spreadsheet exportComing · Phase 2Not includedPlannedPlannedPlanned

People, firms and where it runs

Standard roles: owner, staff, accountant, CPABuiltIncludedIncludedIncludedIncluded
Custom rolesComing · Phase 1Not includedPlannedPlannedPlanned
Firm console for your accountantMulti-client, approvals across clients, bulk period lock; free for firmsBuiltIncludedIncludedIncludedIncluded
Works on a phone (360px and up)BuiltIncludedIncludedIncludedIncluded
Hosted by EvenbeadComing · Phase 2PlannedPlannedPlannedNot included
Self-hosted on your server (Docker)PilotPilot: the Docker package is built and tested end to end (import, backups, restore test); images are built from source for nowNot includedNot includedNot includedIncluded
SupportPlan termStandardStandardPriorityIncluded

Add-ons (partner costs, so they cost extra everywhere)

Bill pay: ACH out and mailed checksIncluded ACH payments per month, then per paymentComing · Phase 25 / mo25 / mo100 / moAdd-on
Payments: cards, ACH, pay-by-linkPilotPilot: built through your own Stripe account; runs in Stripe test mode until the company entity is formedAdd-onAdd-onAdd-onAdd-on
Crypto receipts: Bitcoin, Monero, USDC, USDTInto your own wallets; Evenbead never holds keys or funds. Lots, gains and month-end fair valuePilotPilot: built and tested on Bitcoin testnet, Monero stagenet and stablecoin test networks; not yet used with real payments; price proposedAdd-onAdd-onAdd-onAdd-on
PayrollPlanned: not built, no partner signedComing · Phase 2–3Add-onAdd-onAdd-onAdd-on
1099 e-fileComing · Phase 2Add-onAdd-on25 forms / yrAdd-on
Extra bank-feed accountsComing · Phase 1Add-onAdd-onUnlimitedAt cost
Automated sales-tax filingComing · Phase 3Add-onAdd-onAdd-onAdd-on

Add-ons

Suggested add-on prices

These carry real partner costs (payroll, card and bank networks, e-filing), so they cost extra on every plan, including Owned. They're suggestions we're testing, and none are built yet.

Suggested add-on prices
Add-onSuggested price
Payroll$39/mo + $6 per employee
PaymentsStripe's rate + 0.3% on cards; $1 per ACH payment; no monthly fee
Crypto receipts$12/mo (proposed); no per-payment fee: payments go straight to your own wallets
Bill payIncluded ACH per plan, then $0.50 per ACH; $1.50 per mailed check
1099 e-file$2.50 per form (25 a year included on Advanced)
Extra bank-feed accounts$2 per account per month above the plan limit
Sales-tax filingPartner cost plus, target $20 or less per filing
Evenbead AI beyond quota$0.01 per transaction, capped by the owner